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Understanding your Account Balance for Overdrafts
Your checking account has two kinds of balances: the "actual" balance and the "available" balance. We use your available balance when determining whether a transaction will cause your account to overdraw and for charging overdraft fees. You can review both balances when you review your account online, by phone (LARS) or at the credit union.

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If your VISA debit or credit card has been lost or stolen, please report it immediately to: 800-500-1044

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